What does banked time consist of?

Banked time refers to the accumulation of flight hours that are categorized as both excess time and insufficient time. This measure is crucial in aviation resource management as it allows for adjustments in scheduling and resource allocation when pilots or crew members meet certain thresholds or limits in their flight hours.

Excess time indicates hours that exceed the required minimums for a specific period, while insufficient time represents hours that do not meet the necessary flight time thresholds. By combining both excess and insufficient time, banked time creates a comprehensive view of a crew member's total flying experience, allowing for better management of their schedules and ensuring compliance with aviation regulations regarding flight hour limitations and rest requirements.

The concepts of excess and insufficient time individually are significant, but understanding them collectively provides a more holistic approach to resource management in aviation, ensuring optimal use of personnel while adhering to safety and regulatory standards.